Security & Privacy

Your money. Your data. Period.

We built Unveiled Budget because we were tired of financial tools that treated our transaction data like inventory. We don't sell it. We don't share it. We don't feed it to someone else's AI. Here's exactly how we protect it.

The core promise

Private AI, not public AI.

Every other AI-powered budgeting tool sends your transaction data to OpenAI, Anthropic, or Google. That means your spending habits, merchants, and paycheck details pass through third-party servers — and often end up in someone else's training data.

We don't do that. Our AI models run on our own GPU cluster, in our own infrastructure, under our own keys. Your transaction data stays within our system end-to-end and never trains a model that anyone else benefits from.

Private GPU cluster

Our hardware

Self-hosted models

Our keys

Zero third-party AI

Guaranteed

Encrypted at rest

AES-256

Bank-grade encryption

AES-256 at rest, TLS 1.3 in transit

All database storage uses AES-256 encryption — the same standard used by banks, governments, and healthcare providers. All network traffic uses TLS 1.3 with modern cipher suites.

Plaid read-only access

We never see your bank password

Account connections go through Plaid, which holds bank-level credentials. Unveiled Budget receives read-only transaction data. We can't move money, initiate transfers, or see your login.

No ads, no sales, no trackers

Subscription revenue only

We make money exactly one way: you paying us $14.99 a month. No ad network. No data broker partnerships. No third-party analytics tracking your clicks.

Your data rights

Your data, yours to take or delete.

The only thing more important than protecting your data is making sure you can leave with it any time.

Export anytime

One click exports every transaction, budget, goal, and category as CSV. No gatekeeping, no premium tier required.

Delete anytime

Close your account and we permanently delete every transaction, every categorization, every AI conversation. Within 30 days, gone.

Operational trust

How we run the place.

Two-factor authentication

Available on every account via TOTP authenticator apps and recovery codes.

US-based infrastructure

All servers and databases are hosted on US soil. Your data doesn't cross borders.

Encrypted backups

Nightly encrypted backups with 30-day retention. Restore-tested monthly.

Principle of least privilege

Engineers can't read user financial data by default. All access is logged and audited.

No data brokers, ever

We have never sold data, never shared it with brokers, and never will. It's in writing.

Transparent changelog

Security improvements and incidents are documented publicly. No hand-waving.

Read our full privacy policy for details on data collection, retention, and your rights under GDPR, CCPA, and similar frameworks.

Try it with confidence

Privacy is a feature, not a footnote.

Start your free trial. Import your accounts. Delete everything if you change your mind. We'll thank you either way.

Start your free trial

30 days free. No credit card required.